I've made it this way for years. You can tweak it which ever way you like and it will work, just use your imagination and taste buds for whatever filling you like.
We have traditional lemon and sugar. Before taking pancake out of frying pan when it is cooked - add chocolate chips - slide out and serve with whipped cream. Add chopped banana and whipped cream drizzled with caramel sauce. We have extra fruit and berries on the side of plate.